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PROFILE REDUCTION PLAN
What's this?
PROFILE REDUCTION PLAN
What's this?
Coastal Client Links:
FREE Home Inventory
software. (click here)
software. (click here)
Overheated Clothes Dryers Can Cause Fires The U.S. Consumer Product Safety Commission estimates
that in 1998, clothes dryers were associated with 15,600 fires, which resulted in 20 deaths and 370 injuries.
Fires can occur when lint builds up in the dryer or in the exhaust duct. Lint can block the flow of air, cause
excessive heat build-up, and result in a fire in some dryers.
that in 1998, clothes dryers were associated with 15,600 fires, which resulted in 20 deaths and 370 injuries.
Fires can occur when lint builds up in the dryer or in the exhaust duct. Lint can block the flow of air, cause
excessive heat build-up, and result in a fire in some dryers.
SAFETY CONCERNS FOR HOMEOWNERS:
IRIS Seismic Monitor:
See earthquake activity all over the world.
Click Here
See earthquake activity all over the world.
Click Here
Homeowners insurance shopping tips:
Do: Know your home. Before getting an estimate you should know your homes square footage, age,
roof age, and type of construction.
Don’t: Allow your lender to steer you, handle it for you, or force place insurance on your home. A
home is a big investment, take a few minutes to speak to a professional and identify your specific
risk.
Do: Insure your home to replacement cost value. Buy enough coverage to rebuild your home if the
worst were to happen. Talk to a professional agent and determine how much it would cost to duplicate
the size and style of the home you are currently in. Our agents have a computer program designed to
determine the cost of replacing your home. Better to pay a little more in premiums than a lot more for
a new house.
Don’t: Insure your home based on the loan value or the purchase price.
Do: Know that some carriers add a wind or hurricane damage deductible on top of the standard
deductible to policies for houses in areas prone to such damage. In some places earthquake
deductibles apply. Places that are deemed high risk to wind and hail damage may even exclude it
from the policy all together. Those cases require a separate wind and hail or “hurricane” insurance
policy.
Don’t: I know it’s hard sometimes and we’ve all heard the term insurance poor, but try not to get
frustrated if you live in a high risk area. Our agents are here to help protect your home from risk. If you
chose to live in a high risk area there are unique costs associated with that decision. We try our best
to explain the options available so you can make a sound decision.
Do: Know that NO homeowners insurance policy covers damage from a flood.
Don’t: Think it can’t happen to you.
Do: Buy additional coverage for luxury items like furs, jewelry and artwork or home-based business
equipment like computers and tools. Your regular policy may not cover the cost to replace these items
in the event of loss.
Don’t: Ever hesitate to give us a call with any questions you may have. Before filing a claim give us
a call and let us know what’s going on so we can be there to help if the need arises.
Do: Know your home. Before getting an estimate you should know your homes square footage, age,
roof age, and type of construction.
Don’t: Allow your lender to steer you, handle it for you, or force place insurance on your home. A
home is a big investment, take a few minutes to speak to a professional and identify your specific
risk.
Do: Insure your home to replacement cost value. Buy enough coverage to rebuild your home if the
worst were to happen. Talk to a professional agent and determine how much it would cost to duplicate
the size and style of the home you are currently in. Our agents have a computer program designed to
determine the cost of replacing your home. Better to pay a little more in premiums than a lot more for
a new house.
Don’t: Insure your home based on the loan value or the purchase price.
Do: Know that some carriers add a wind or hurricane damage deductible on top of the standard
deductible to policies for houses in areas prone to such damage. In some places earthquake
deductibles apply. Places that are deemed high risk to wind and hail damage may even exclude it
from the policy all together. Those cases require a separate wind and hail or “hurricane” insurance
policy.
Don’t: I know it’s hard sometimes and we’ve all heard the term insurance poor, but try not to get
frustrated if you live in a high risk area. Our agents are here to help protect your home from risk. If you
chose to live in a high risk area there are unique costs associated with that decision. We try our best
to explain the options available so you can make a sound decision.
Do: Know that NO homeowners insurance policy covers damage from a flood.
Don’t: Think it can’t happen to you.
Do: Buy additional coverage for luxury items like furs, jewelry and artwork or home-based business
equipment like computers and tools. Your regular policy may not cover the cost to replace these items
in the event of loss.
Don’t: Ever hesitate to give us a call with any questions you may have. Before filing a claim give us
a call and let us know what’s going on so we can be there to help if the need arises.
Irmo, Chapin, Columbia, SC
803-407-9991
Summerville, Charleston, SC
803-407-9953
NE Columbia, Elgin, SC
803-736-7878
803-407-9991
Summerville, Charleston, SC
803-407-9953
NE Columbia, Elgin, SC
803-736-7878
For home,homeowners, and home owners insurance Garden City Insurance Agency is your
answer. We offer home insurance, homeowners insurance, and home owners insurance of
Charleston, Columbia, Irmo, Chapin, Lexington, Summerville, Orangeburg, Elgin, Camden,
Newberry, Blythewood, Moncks Corner, Sullivan's Island, Hilton Head Island, Myrtle Beach,
Conway, Greenville, Rock Hill, and Florence, South Carolina and surrounding areas. We are
your one-stop shop whether it is home insurance, homeowners insurance or home owners
insurance that you are seeking. Make sure you have adequate coverage in every possible situation
with the best insurance for Charleston, Columbia, Irmo, Chapin, Lexington, Summerville,
Orangeburg, Elgin, Camden, Newberry, Blythewood, Moncks Corner, Sullivan's Island,
Hilton Head Island, Myrtle Beach, Conway, Greenville, Rock Hill, and Florence, South
Carolina from Garden City Insurance Agency.
We are the premier insurance agency in South Carolina , offering coverage in all areas at low rates.
With some of the top insurance agents in South Carolina, you can be sure that you are receiving the
best service and support when it comes to your insurance plan. For the top insurance policies, look
no further than Garden City Insurance Agency. Give our agents a call to receive quotes,
information, and to get insured instantly. Serving Charleston, Columbia, Irmo, Chapin,
Lexington, Summerville, Orangeburg, and Elgin, Camden, Newberry, Blythewood, Moncks
Corner, Sullivan's Island, Hilton Head Island, Myrtle Beach, Conway, Greenville, Rock Hill,
and Florence,.
answer. We offer home insurance, homeowners insurance, and home owners insurance of
Charleston, Columbia, Irmo, Chapin, Lexington, Summerville, Orangeburg, Elgin, Camden,
Newberry, Blythewood, Moncks Corner, Sullivan's Island, Hilton Head Island, Myrtle Beach,
Conway, Greenville, Rock Hill, and Florence, South Carolina and surrounding areas. We are
your one-stop shop whether it is home insurance, homeowners insurance or home owners
insurance that you are seeking. Make sure you have adequate coverage in every possible situation
with the best insurance for Charleston, Columbia, Irmo, Chapin, Lexington, Summerville,
Orangeburg, Elgin, Camden, Newberry, Blythewood, Moncks Corner, Sullivan's Island,
Hilton Head Island, Myrtle Beach, Conway, Greenville, Rock Hill, and Florence, South
Carolina from Garden City Insurance Agency.
We are the premier insurance agency in South Carolina , offering coverage in all areas at low rates.
With some of the top insurance agents in South Carolina, you can be sure that you are receiving the
best service and support when it comes to your insurance plan. For the top insurance policies, look
no further than Garden City Insurance Agency. Give our agents a call to receive quotes,
information, and to get insured instantly. Serving Charleston, Columbia, Irmo, Chapin,
Lexington, Summerville, Orangeburg, and Elgin, Camden, Newberry, Blythewood, Moncks
Corner, Sullivan's Island, Hilton Head Island, Myrtle Beach, Conway, Greenville, Rock Hill,
and Florence,.
