June 2008

SC Troopers crackdown

Posted on June 27, 2008 at 1:27 pm in

SC troopers plan crackdown on I-85
The Associated Press

GREER, S.C. –South Carolina state troopers plan to join officers in neighboring states in a crackdown on dangerous driving on Interstate 85.

The effort is part of a larger increased traffic enforcement effort during summer, when the Highway Patrol says deaths on the roads traditionally rise.

Georgia and North Carolina troopers are joining South Carolina in the crackdown on aggressive drivers on I-85.

South Carolina troopers are calling their annual summer traffic campaign 100 Days of Summer HEAT, which stand for Highway Enforcement of Aggressive Traffic. It runs from Memorial Day weekend to Labor Day weekend.

www.thestate.com

Home inventory

Posted on June 26, 2008 at 1:35 pm in

FOR IMMEDIATE RELEASE
Allison Dean Love
803-252-3455 or cell phone 803-413-1044
alove@scinsnews.com

Columbia, S.C. – May 30, 2008 – Would you be able to remember all the possessions you’ve accumulated over the years if they were suddenly lost to a fire, flood, hurricane or burglary? How about the contents in just one room? An up-to-date record will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.

To help residents of the Carolinas prepare for the start of hurricane season on June 1, the Insurance Federation of North Carolina and the South Carolina Insurance News Service hosted a “Know Your Stuff” event to discuss the importance of having an up-to-date home inventory and to demonstrate free downloadable home inventory software.

“Hurricane Hugo showed us in 1989 that storms can destroy property far from the coast,” said Joe Stewart, executive director of the Insurance Federation of North Carolina. “The start of hurricane season reminds us of potential losses from storms. Having an up-to-date home inventory is important for homeowners to decide how much insurance we need and to make filing a claim easier.”

The Insurance Federation of North Carolina and the South Carolina Insurance News Service recommend the following tips for taking a home inventory:

► Don’t forget items in closets, drawers, the garage or in a storage unit. Don’t just list the china cabinet – list the silverware inside.

► Keep sales receipts, purchase contracts and appraisals – especially for valuable items such as jewelry, artwork and collectibles.

► Record serial numbers for major appliances and electronic equipment, such as computers.

► When you make any large purchases, contact your insurance agent or company to make sure you have the proper coverage. Also add the new items to your home inventory as well.

Allison Dean Love, executive director of the South Carolina Insurance News Service, showed homeowner Phyllis Bothwell some of the simple methods she could use to make a home inventory. “You can make a list, take pictures, use a video camera or download the free home inventory software to make the process easy,” said Ms. Love. “Just be sure you store the inventory in a secure place away from your home.”

Ms. Bothwell added, “It would be difficult to remember just what is in one room of our home – let alone the entire home – if something bad happened like a fire, burglary or tornado. The software makes it easy to take a home inventory. We’ll sleep easier knowing we have the right amount of insurance and the inventory in case we have to file a claim.”

The free software, developed by the Insurance Information Institute, is available at: http://www.knowyourstuff.org. The software is user-friendly and encourages homeowners to load digital photographs, keep receipts and appraisals. It allows you to organize your possessions room by room and reminds you of typical possessions found in most homes. It is easy to update and store. The site provides secure, online storage, so if your home is destroyed, you can access the information. It can also be saved on an internal or external hard drive, burned to a CD or printed out in a room-by-room document.

For more information on the home inventory software, contact Allison Dean Love at (803) 252-3455 (office) or (803) 413-1044 (cell) or David Rice at (919) 510-9240 (office) or (919) 610-0718 (cell).

A video news release of the “Know Your Stuff” home inventory software is available at: http://www.iii.org/media/av.

The Insurance Federation of North Carolina (IFNC) was established in 2004 by the leading property and casualty insurance companies doing business in North Carolina, to serve as the voice for the industry on legislative and regulatory matters, and promote consumer awareness on issues of importance to the property and casualty industry. Web site: www.insurancefederationnc.com

For more than 30 years the South Carolina Insurance News Service, a nonprofit, nonlobbying organization, has been providing property and casualty insurance information to consumers in South Carolina. The South Carolina Insurance News Service is funded by insurance companies doing business in South Carolina. Web site: www.scinsnews.com

For more information, contact the South Carolina Insurance News Service at 803-252-3455 or use our contact form.

Carpooling

Posted on June 26, 2008 at 5:04 am in

http://www.thestate.com/local/story/442901.html

Posted on Wed, Jun. 25, 2008reprint or license print email Carpooling: It’s ganging up against gas

C. Aluka Berry/caberry@thestate.
Columbia resident Kim Hemingway gets out of the driver seat so her husband Curt Hemingway can drive home when she picks him up from work. The Hemingways carpool to save money on gas.

About this series
“Watching Your Money” is a regular series examining the ways Midlands residents are stretching their dollars during a tight economy. Next week, we will focus on how residents are using coupons to get a bigger bang for their buck, and would love to hear your story. E-mail brantin@thestate.com or call (803) 771-8306.

Bertram Rantin
News Columnist
brantin@thestate.com
(803) 771-8306

Curt Hemingway figures he and his wife, Kim, have saved anywhere from $10 to $20 a week since they started sharing a ride to their workplaces in recent weeks.

Like many others, the Irmo couple have turned to carpooling as a means of lowering their fuel consumption and reducing overall spending. What long had been a good idea quickly has become a way of life.

“I was sitting there looking through my checkbook and noticed how many times we were both filling up,” said Curt Hemingway, who works at Data Resources Inc.

Now, rather than taking his own car each morning, he hops in alongside his wife, who drops him off before heading to her own job at the nearby Sunshine House.

“It’s about 10 miles that we save round trip every day,” Hemingway said. “We just started about two weeks ago, but we’re already seeing a decrease in the number of times we’re having to fill up.”

Hemingway said others at his office have been making similar changes in their driving habits.

“Mainly when (gas) went over $3 a gallon, people just had enough of it,” Hemingway said.

Lee Dixon — who makes the daily trip from his home in North Augusta to his job in Johnston — recently started sharing a ride with four co-workers. It’s a practice others at his company have adopted, as well.

“At this rate, each of us (in his carpool) only has to drive once a week,” said Dixon, a plant engineer at Milliken and Co.

The shared driving has reduced his travel by 60 miles a day, 240 miles a week. “I used to fill up once per week, but now I fill up every two weeks,” Dixon said.

Lexington’s Chip Mosteller makes a 44-mile round trip each weekday to his job at Eastman Chemical Co. in Sandy Run. He said he had never considered carpooling until the recent increase in gas prices.

“Every day, it seems to go up more and more,” said Mosteller, whose commute costs him about $8 a day.

“I don’t even spend that much money on lunch,” he explained.

So in recent months, he has started sharing a ride with a co-worker.

“It helps some, but at the rate at which gas is increasing, we soon won’t be able to not carpool,” Mosteller said.

Carpooling is just one of many ways area motorists are cutting back on their driving time and saving money. Other changes have included bringing lunch to work and consolidating trips.

Some companies, including the Palmetto Health hospital system, are devising companywide carpooling systems to help employees connect with others looking to share rides.

Many Web sites long have offered such services. Among those, carpoolworld.com has 64,359 registered daily trips — including some in the Columbia metropolitan area — with confirmed e-mail addresses.

And several state agencies, including the Department of Transportation, recently have implemented four-day work weeks to help workers save on fuel.

Hemingway expects the move to carpooling and other cost-saving measures to be lasting, as more and more people are forced to make permanent changes.

“Once it starts cooling down, I’m also going to start riding my bike.”

My comment:

“Great idea and one that will most likely become very popular. Better check your auto insurance liability limits if your going to have regular passengers. There could be some exposure to the driver and or owner of the vehicle. An umbrella policy might be a great idea as well. Call an agent to find out how to lower your risk.”
Keir

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