|Q. Do I have to buy auto insurance?
A. Yes. All states have financial responsibility
laws. This means that either you must purchase
a minimum amount of liability insurance
or prove that you have set aside enough
money to pay for the damage you may cause
in an accident.
Q. How much will my insurance cost?
A. Premiums, or the amount you pay for insurance,
can vary widely. The type of car you
drive, your driving record, your age, your sex,
where you live and how much you drive usually
affect the cost.
Q. Will my insurance be affected if I’m
involved in an accident or get a ticket?
A. You may have to pay more for insurance if
you’re at fault in an accident, get a ticket for a
serious traffic violation such as speeding or
file too many claims.
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